Hailstorms are one of the devastating natural disasters. In 2019, hail and high-speed winds caused around $15 billion in damages to the United States. Hail can damage just about anything outside, including cars, windows, roofs, etc.
Damages of The Roof:
Hail roof damage effects can differ based on a range of factors, such as hail size, wind speed, wind direction, the roof’s material, age of materials, etc. When it causes roof leaks and other issues, it is a hazardous situation for the home.
There are two types of damages, such as functional and cosmetic. Sometimes cosmetic damages are more harmful than the functional one. To know more about the hail damage effect, let’s talk about some specific types of damages. It will help you to file roof damage claims.
Granule loss:
Granules are one kind of sandpaper. It is a part of the shingle of a home. The home leads toward the aging when a shingle loses granules; its asphalt coating is exposed to the elements. Check your gutters and downspouts after a hailstorm to Identify that any granules have come off your shingles so that you can fix it as soon as possible.
Cracks in the shingles
Hailstorms can cause cracks in the shingles. It also can form bare spots in the roof. Your roof may not protect your home entirely because of the cracked shingles from the weather.
Exposed fiberglass mat
Because of Hail’s impact on a roof, the surface of the shingles can be shattered. For this reason, it can break and detach from the fiberglass mat.
Weakened self-seal strip:
A hailstorm can weaken your roof’s self-seal strips. Weak self-seal strips can create leakage, and, for this reason, it can tear other shingles around it.
Can You Repair the Hail Damage to Your Roof?
The answer is Yes! Depending on the intensity of the damage, one can measure how much time or repair it needs. To measure the damage accurately, you can take help from a professional. An expert roofer can quickly calculate the severity of the damage.
To check your roof regularly is better for your house. Because you can easily find and fix any damages. It also reduces the risk of future damages. If you find any massive damage during the roof inspection, fix it immediately; otherwise, you will face tremendous losses.
Note: You have to correctly determine what kind of damage has been done to the roof, such as mild or massive, because of hail or high wind to calculate the repair cost easily.
What happens when you ignore these repairs?
If you ignore repairs of your roof in the future, you may cost a lot of money. Hail damage can quickly turn into leaks or ice dams. That eventually creates mold damage, electrical issues, or rotting wood. Those damages are very costly to fix. It is easy to reduce the expenses if you identify those damages and repair them on time.
How to Handle the cost?
Whenever you find that your home or roof is damaged, contact your insurance company or hire a public adjuster to file your claim. Try to hire someone who has experience working on projects like claiming a homeowner’s insurance file. If your policy already includes hail damage, then you don’t need to worry about the cost.
Does Insurance Cover Roof Damage from Hail Strom?
Yes, typical homeowner insurance covers roof damages from hail. But the coverage depends on your policy or your place. The coverage amount of a risky area will differ from the coverage amount of a non-risky area.
Lastly, examine your roof properly after any storms or natural disasters so that you can measure the damages on time that will help to reduce your future losses.
